Phone: 1.906.482.5000  Fax: 1.877.393.5005   



Northern Consultants, Inc. (NCI) specializes in municipal consulting and community development; our focus is in housing, recreation and downtown development. Incorporated in 1991. We are located at 209 North Montezuma Blvd, Hancock, Michigan, and celebrating our 25th year of service!


Hancock Home Rehab and Purchase Rehab Programs

The City of Hancock is working with MSHDA on  Homeowner rehab and HomeBuyer rehab programs. 

Complete an application and be placed on a waiting list.

HOME BUYER: Buy a home in the City of Hancock!

Move to Hancock! If you income qualify and you can prequalify for a fixed loan from a Financial Lender of your choice to purchase a Target Area home, you may be eligible to receive funding to assist with your home purchase & improvements! Hancock can offer financial assistance for up to $10,000 for down payment and closing costs and up to $25,000 of improvements. You do not have to be a current resident of Hancock to participate!

HOMEOWNER: Living in the City of Hancock! 

If you are a current Hancock Homeowner, income qualify, and have the ability to provide up to 25% owner match (approx $13,000); you may be eligible to receive funding up to $40,000 to assist with your home improvements! Follow the program guidelines and the loan can be reduced up to 50% in 5 years. The balance is an interest free loan paid back when the home is no longer your principal residence.




  • Community Development

  • Municipal Consulting

  • Grant Writing

  • Grant Administration

  • Specification Planning and Writing

  • Engineered Building Plans

  • Historic Tax Credit Applications



The City of Hancock is accepting applications to be placed on a waiting list at Hancock City Hall for Michigan State Housing Development Athority (MSHDA) Home Buyer Rehab Program and Homeowner Rehab Program. Please submit your application to the City of Hancock, 399 Quincy Street, Hancock, MI.


Contractor's Brief

Contractors interested in being placed on the current Bidders List for construction contracts should submit the following information.

Legal Business Name
Contact information
Copy of Builders License
Copy of EPA RRP Cert
Copy of Insurance
3 References
Section 3 Status
Minority or Woman Owned Business